Privacy Policy

Last updated: September 1, 2025

At Debts Settlements, we value your trust and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage our services.

1) Information We Collect

• Personal Information: Name, email, phone, city, and any details you submit via forms or calls.
• Financial Information: Loan details, statements, notices, and documents you share for settlement assessment.
• Technical Data: IP address, device/browser type, pages visited, and referral data (via cookies/analytics).

2) How We Use Your Information

• To evaluate eligibility and provide debt/loan settlement services.
• To communicate updates, respond to queries, and schedule consultations.
• To improve our site, services, security, and customer experience.
• To send newsletters or tips if you have opted in (you can unsubscribe anytime).
• To comply with legal, regulatory, or enforcement requirements.

3) Sharing & Disclosure

We do not sell or rent your personal data. We may share limited information with:

• Authorized staff and legal/settlement partners strictly on a need-to-know basis.
• Service providers (e.g., hosting, email, payment gateways) under confidentiality obligations.
• Authorities or courts when required by law or to protect our legal rights.

4) Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

5) Cookies & Tracking

We may use cookies and similar technologies to remember preferences, analyze traffic, and improve usability. You can control cookies via your browser settings; some features may not function optimally if cookies are disabled.

6) Your Rights

• Request access to the personal data we hold about you.
• Ask for corrections or updates to inaccurate information.
• Withdraw consent for marketing communications.
• Request deletion of your data, subject to legal/contractual obligations.

7) Data Retention

We retain information only as long as necessary for the purposes outlined here, or as required by applicable laws and record-keeping obligations.

8) Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of those websites and recommend reviewing their policies.

9) Children’s Privacy

Our services are not directed to individuals under 18. We do not knowingly collect data from minors. If you believe a minor has provided data, please contact us to remove it.

10) International Users

If you access our site from outside India, you consent to the processing and transfer of your information in accordance with this Policy and applicable laws.

11) Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last updated” date. Continued use of the website constitutes acceptance of the revised Policy.

12) Contact Us